Kingdom Lending Group is a Residential Mortgage Loan Broker Located in South Florida.
Our main goal is to help people achieve the American dream of homeownership by helping them obtain a new loan or a second home loan and even refinance existing mortgage loans. Our staff work tirelessly to meet the needs of all of our customers and we are committed to serving you, whether you are one of our Florida based customers or a customer relocating to South Florida you’ll be treated with the utmost respect, integrity and receive excellent service.
Are you ready to speak with someone right now?
Call us at (954) 861-0396
Our loan Programs
Hard Money/ Private Loans
What Do We Do?
When you entrust us to be your personal broker our
number one goal is to shop for the best mortgage for you to choose. Where as a bank can only show you their own offers.
As your broker we contact several lenders on your behalf in search of the best rates base on your financial situation in order to find the right loan and choose the best rate that will benefit you during the term of your loan whether you’re buying a house or refinancing.
How Our Loan Process Work
Looking for a mortage loan can be confusing and overwhelm, our mortgage consultation is designed to provide you with expert guidance and support throughout your journey of searching for a mortgage loan. We understand that navigating the complex world of mortgages can be stressful with countless options and intricacies to consider. However, with our dedicated team of professionals, you can rest assured that you are in good hands. We offer personalized consultations tailored to your unique financial situation and goals, ensuring that we find the mortgage solution that best suits your needs. Whether you’re a first-time homebuyer or looking to refinance, our experts will simplify the process, explain the jargon, and provide clarity every step of the way. Don’t let the complexity of mortgage loans deter you; let our experienced team guide you towards a successful and informed decision.
A pre-approval for a mortgage loan application is a preliminary assessment to determine the maximum amount of money you maybe qualify for in order to purchase a home
To obtain a pre-approval, you typically need to submit detailed financial information, including your income, employment history, credit score, and debt obligations.
Having a pre-approval letter in hand gives you several advantages. Firstly, it helps you determine a realistic price range for your home search, saving you time and effort by focusing on properties within your budget. Secondly, it demonstrates to sellers that you are a serious buyer and increases your chances of having your offer accepted, especially in competitive housing markets. Lastly, it streamlines the mortgage application process once you find a property, as you have already completed a significant portion of the documentation required.
It’s important to note that a pre-approval is not a guarantee of a mortgage loan. Once you find a home and make an offer, you will still need to go through the formal loan application process, including providing additional documentation and undergoing a thorough underwriting review by the lender. However, a pre-approval sets you on the right path and gives you confidence as you navigate the home buying process.
Mortgage Application Processing
Once you have the pre-approval letter, then you can confidently start looking for a home within your budget with a real estate agent.
When you find your ideal home and make an offer to the seller. If the seller accepts, you can proceed to finalize the mortgage loan process. Provide the necessary documentation to your lender and complete any additional paperwork required.
The lender will conduct a thorough review of your application, including an appraisal of the property to determine its value. The underwriting process ensures that you meet all the lending requirements and that the property is a suitable collateral for the loan.
Closing & Funding of New Mortgage
Once the lender approves your loan, they will issue a loan commitment letter outlining the terms and conditions. Review the details carefully and schedule a closing date. At the closing, you’ll sign the necessary legal documents, pay any closing costs, and officially become a homeowner.
Call now to get the best rate!
Kingdom lending group made our home purchase very easy. We are very happy with our decision to choose Kingdom Lending Group.
I highly recommend anyone in need of refinancing or purchasing a home to go to Kingdom Lending Group.
They made sure we understood the mortgage process and ansewered all of our questions.
The process of getting a mortage loan can be scary and overwhelm but we were fortunate to have found Kingdom Lending Group. The approval process was quick and easy because we listened to their advice.
I have recommended Kingdom Lending Group to my family and friends as they are friendly, honest and knowledgeable about the mortgage process.
This was the the first time we were buying a house, I had the pleasure of working with Smith Josaphat on my new home loan and it was an awesome experience throughout the whole process.
Kingdom Lending Group offered us very competitive rates compared to our bank.
441 S. State Road 7, Suite 19-A
Margate, FL 33068
Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer or guarantee FL interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms.